Reliable, secure, fast, global, convenient, trusted, seamless, innovative.
Send and receive value worldwide with instant conversion and bank-grade security.
Your data is encrypted, ensuring secure transactions and absolute privacy protection.
Enjoy fully transparent transactions with no hidden fees or unexpected extra charges.

NovaPays is constantly growing for a World without high fees.
Your USD, EUR, and global currency accounts are completely free — no monthly fees to worry about.
Send your balance directly to trusted exchanges, unlock stablecoins instantly, and access P2P channels for optimal pricing.
We process settlements the same day, so your funds land in your account without delay.
Bring your team into one secure dashboard—monitor spending, assign roles, and streamline all company transactions.
Protected by bank-grade security to keep your assets safe at all times.
Access global banking rails and crypto networks to move money across borders instantly and securely.
Experience cutting-edge financial maximize growth, & ensure long-term stability.
Spend your balance anywhere online with instantly generated virtual cards ready for global platforms and marketplaces.
Let your funds grow effortlessly. Earn up to 10% annual interest simply by holding money in your account.
Simplify payouts with USD and EUR accounts designed for high-volume, multi-recipient transfers—perfect for global organizations.
Open dedicated USD, EUR, and GBP accounts to send and receive global payments through ACH, Wire, or SEPA with ease.
The easiest and most secure way to receive money anytime, anywhere with ease.
Open your new account in just a few minutes. Enter your basic details, verify your email or phone number, and gain access to your personal dashboard instantly.
For security and regulatory compliance, we’ll guide you through a simple identity check. Upload your ID, take a quick selfie, and confirm your personal information. This keeps your account safe and enables full access to all features.
Generate your USD, EUR, or GBP accounts and activate your secure wallet. You’ll be able to deposit, withdraw, and move funds globally using bank rails or crypto networks.
Review your details, confirm your setup, and you’re ready to go. Start depositing funds, sending payments, converting between fiat and crypto, and exploring all platform features.
Browse our comprehensive FAQ section for clear, concise answers to your most common banking queries.
NovaPays is a global banking and payment platform that provides users with their own USD and EUR accounts to send, receive, withdraw, and manage money across 100+ countries. We support traditional banking rails as well as modern digital payment channels like crypto withdrawals.
Anyone who needs global payment flexibility — freelancers, remote workers, businesses, and everyday individuals. Account creation is free, and there are no monthly maintenance fees.
Once you complete the simple verification process, your USD or EUR account becomes active immediately. You can start receiving payments the same day.
You get free USD/EUR accounts, same-day settlements, global payment coverage, crypto withdrawal options, virtual cards, invoice generation, and multilingual customer support.
Yes. You can earn up to 8% annual interest on your savings by simply holding funds in your account.
Absolutely. Businesses can open USD/EUR accounts, send batch payments to global teams, receive funds from international clients, and manage large-scale transactions easily.
You can receive ACH, Wire, SEPA, and SWIFT transfers from banks worldwide. You can also receive payments from platforms like PayPal, Wise, Revolut, Upwork, Deel, Payoneer, YouTube, and more.
You can withdraw via:
Bank transfers
Mobile money wallets
Crypto exchanges (Binance, Bybit, Coinbase, Coins.PH, etc.)
Incoming USD/EUR transfers are processed instantly whenever supported. For outgoing transfers, Same-Day Settlements are available on supported rails like ACH and SEPA.
Yes. Opening a USD or EUR account is completely free, and there are no monthly or hidden maintenance fees.
Receiving money is free in most cases. Sending funds (ACH, Wire, SEPA, or crypto withdrawals) may have small service fees depending on the transfer method and destination.
Yes, FX conversions apply when switching between currencies (USD ⇄ EUR ⇄ GBP). We always provide competitive market-based rates with full transparency before you confirm the exchange.