What Makes Our Online Banking Services Stand Out from Competitors and Why You Should Choose Us for a Secure, Seamless Experience?
NovaPays lets you receive unlimited, compliant payroll payouts from verified employers and major platforms like Gusto, Upwork, Rippling, Fiverr, and Payoneer—giving you unrestricted access to your global earnings.
Ensure that all payments include your exact NovaPays account details, as any incorrect or incomplete information may cause the transfer to be rejected or canceled.
Enjoy unlimited incoming transactions, allowing you to receive any amount without restrictions or thresholds.
Spend your balance anywhere online with instantly generated virtual cards ready for global platforms and marketplaces.
Let your funds grow effortlessly. Earn up to 10% annual interest simply by holding money in your account.
Simplify payouts with USD and EUR accounts designed for high-volume, multi-recipient transfers—perfect for global organizations.
Open dedicated USD, EUR, and GBP accounts to send and receive global payments through ACH, Wire, or SEPA with ease.
Browse our comprehensive FAQ section for clear, concise answers to your most common banking queries.
NovaPays is a global banking and payment platform that provides users with their own USD and EUR accounts to send, receive, withdraw, and manage money across 100+ countries. We support traditional banking rails as well as modern digital payment channels like crypto withdrawals.
Anyone who needs global payment flexibility — freelancers, remote workers, businesses, and everyday individuals. Account creation is free, and there are no monthly maintenance fees.
Once you complete the simple verification process, your USD or EUR account becomes active immediately. You can start receiving payments the same day.
You get free USD/EUR accounts, same-day settlements, global payment coverage, crypto withdrawal options, virtual cards, invoice generation, and multilingual customer support.
Yes. You can earn up to 8% annual interest on your savings by simply holding funds in your account.
Absolutely. Businesses can open USD/EUR accounts, send batch payments to global teams, receive funds from international clients, and manage large-scale transactions easily.
You can receive ACH, Wire, SEPA, and SWIFT transfers from banks worldwide. You can also receive payments from platforms like PayPal, Wise, Revolut, Upwork, Deel, Payoneer, YouTube, and more.
You can withdraw via:
Bank transfers
Mobile money wallets
Crypto exchanges (Binance, Bybit, Coinbase, Coins.PH, etc.)
Incoming USD/EUR transfers are processed instantly whenever supported. For outgoing transfers, Same-Day Settlements are available on supported rails like ACH and SEPA.
Yes. Opening a USD or EUR account is completely free, and there are no monthly or hidden maintenance fees.
Receiving money is free in most cases. Sending funds (ACH, Wire, SEPA, or crypto withdrawals) may have small service fees depending on the transfer method and destination.
Yes, FX conversions apply when switching between currencies (USD ⇄ EUR ⇄ GBP). We always provide competitive market-based rates with full transparency before you confirm the exchange.
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